Category Archives: Location Independence

Arthur C. Clarke Predicting Digital Nomads in 1974

A great quote by Arthur C. Clarke in 1974 talking about computers and basically predicting the internet and location independence.

“They will make it possible to live really anywhere we like. Any businessman, any executive, could live almost anywhere on Earth and still do his business through a device like this,” he says. “It means we won’t be stuck in cities. We’ll live out in the country or wherever we please and still carry on complete interactions with other human beings as well as computers.”
– Arthur C. Clarke, 1974

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Filed under Digital Nomads, Location Independence, Technology, Working Remotely

Creating the Perfect Exit: Leaving Your Job (If You Must)

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Iguazú Falls, Argentina

In my post Creating the Perfect Exit: Preparing, I talked about the importance of getting ready for making a big move. Once you are prepared, the next step is to either leave your work permanently or propose a way you can have more freedom but still work for the same company. As a nurse, there are several options for working remotely if you work with a travel nurse agency that sends you to locations for only short contracts. When I decided I wanted a change, however, I was a long term employee of the hospital I worked for making it difficult to find remote work options. When I decided to make my big move, I had been working for the same hospital for four years, and I wanted a break or a change, but I wasn’t sure if I officially wanted to leave my job yet. I also wasn’t sure if I still wanted to be a nurse. Here are a few of the options I explored which apply not only to nursing, but other jobs as well. Eventually, I decided to quit my job, but it is always good to explore your options first before severing your main source of income.

Ask for a leave of absence: I had been working as a nurse for about three years when I first asked for a three month leave of absence to travel. My leave of absence was not accepted, but I know several people who have done it successfully. Depending on where you live, people can usually take anywhere from three to six months off but still have a job waiting for them when they return. This is a nice option if you need something a little more stable and enjoy the work you are already doing. If you have vacation pay, you can use this usually during your leave of absence to provide you some income even though you are not working.

Look forward to layoffs and voluntary separations: In the current economy, people cringe when they hear the word layoff, but getting laid off might just be your ticket to freedom. Several countries provide aid to those who have been laid off while they search for a new job. Apply for the appropriate programs if you can apply to receive aid and travel while you search for your new dream job. I took a voluntary separation from my work which means that my job asked people to voluntarily quit in exchange for a chunk of money. The benefit of a voluntary separation for a business is that they can avoid the dirty word “layoff” while still getting rid of people and trimming the budget. For me, the chunk of money I was given was just what I needed to get started on my travels.

Retire early: After four years of working and investing 3% of my pay check into a retirement account, I decided to take all that money out and invest it on living the life I wanted to right now. I used the money to pay off the remainder of my loan debt and to travel the world for a year without working. I have met too many people who waited to explore the world until retirement only to have grandchildren to care for, cancer to treat, and foreclosures on their home. I know few people who by the time they retired had the time, money, or health to go on that after retirement trip around the world. Retirement accounts are good to have while you are working at a place for a long time, and I recommend investing in one, but don’t feel obligated to keep an account until you are too old to enjoy it. You will be penalized for taking the money out early, but there are ways around additional fees for the early withdrawal such as removing the money the next year so it does not count towards your overall income of the previous year when you do taxes. Also, you can often take loans out from your own retirement account up to half the amount of your total investment. Of course these things will vary from one retirement account to another, but just make sure to ask about your options. If you take out a loan from your retirement account, you will have to pay monthly payments and interest. However, these are monthly payments and interest to yourself, not to a bank or the government, and there are no penalties as long as you repay the loan by the designated time. In the end, you won’t loose money, you will gain money, and you can fund a retirement lifestyle right now instead of waiting for a far-off date.

Written by: Beth Ann Nyssen

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Filed under Location Independence, Preparing to Breakaway, Work and Business

Making the Decision to Go Remote | Location Independence [Video]

Research shows we put more weight into how we may later regret a decision than we actually do if it ends up being a bad choice.

More importantly, we regret NOT making decisions to do things above all else.

In other words…DO IT.

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Filed under Location Independence, Motivation, The Decision, Videos

Breakaway…how to free yourself from those invisible shackles

Breaking free from my previous life was not easy...but boy was it worth it :)

Breaking free from my previous life was not easy…but boy was it worth it 🙂

The decision has been made. You’ve spent months (sometimes years) debating with your soul about what it is, exactly, that you want from life. Once you’ve finally realized that breaking free is your ultimate goal, you think all your problems are over. That’s it! The hard part is over! You’ve made the decision to cut the shackles which are holding you back and to set off into the sunset; oh how wonderful do you feel right now?!?

Forgetting something? Not so fast there cowgirl…

Yes it is true that the hardest part, for me personally, was coming to the realization and making the final decision, that long-term travel was what I craved most. Yet this does not mean by any stretch of the imagination, that what came next was pure bliss. It wasn’t. It was a bit hellish actually. I had an apartment to sell and the contents to store, I had to disconnect from everything in my life, hand in my resignation, pay off my credit card, close all my accounts and, if all that wasn’t enough, I had to break the news to my mum. Once you learn my mum is Italian, then you’ll understand my angst ^_^

Handing over the keys of my former abode to the real estate agent felt like a huge relief. Sort of. You see, everything about the ‘breakaway’ was immensely contrasting for me: I was elated yet hesitant, adventurous yet cautious. Nothing about it was black and white and, to tell the honest truth, nothing has been ever since. I love travelling with every inch of my soul but at times I get homesick, friend-sick and mamma-food-sick. Whilst I cherish making new friends every day I miss having D&Ms with my life-long friends. I dare say that life for most long-term nomads is one of contrasts and contradictions, so I suppose the internal turmoil I felt when I was in the midst of reorganizing my life  was Mother Nature’s way of telling me ‘well you better get used to that kid…there’s a lot more where that came from!’

Being virtually homeless at the age of 31 felt a little scary although having a 3m³ storage space full of my ‘stuff’ helped alleviate my fears. This was my back up plan, my fall-guy, this was my way of saying that while I very much wanted ‘out’, I did also want to leave the door ajar. Just in case.

Considering that the next time I saw my stuff was when I flew home three years later to sell it all off, one would think that I’d be an ardent advocate for complete and total initial sell-off. But I’m not. Sure, sometimes I kick myself at having spent $6,000 over three years to store things I never needed nor wanted again, but I do think my gradual detachment from what I sometimes call my ‘previous life’ was exactly the right recipe for me. I’ve had people ask me how one just breaks away completely and sets off, but fact is I have no idea how anyone could do that either! I did it in steps and it worked a treat and this is something I would highly recommend to anyone who feels a little nauseous at the mere thought of ridding themselves of their life-long’s possessions. I can plead and beg and swear to you that you won’t give two hoots about them in two years time, but fact is everyone needs to get there on their own.

I left my car with a friend who paid and maintained it whilst she used it (sold that two years later), consolidated all my accounts into one and took a debit VISA card with me (incidentally this is still the only bank account I have) and I did take out an emergency MasterCard for the unthinkable. Knowing that I could buy a flight home at ANYtime helped put my mind at ease.

Those who are intending to live an expat existence in another country will probably have an easier time I dare say, but of course cutting off from the emotional attachments in our lives will always be the biggest challenge. It really does help to keep in mind that, this being the 21st century and all, one can get back ‘home’ in two days from just about every corner of the globe. Your chosen financial step of choice (do you live off your savings a while, make virtual connection before you leave etc?) will also determine just how nervous you’ll be at the airport, yet I imagine that even the most organized wannabe-nomad will suffer many sleepless nights.

Taking all the necessary steps you need to free yourself from your restrictions is never going to be the easy part. Emerging from the other side unscathed however, will definitely be the most rewarding.

Welcome to your new life.

Written by Laura Pattara

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Filed under Digital Nomads, Location Independence, Motivation, The Breakaway, Working Remotely